Terms and Conditions apply. The above interest rates are indicative as of 14 May 2024 and are for reference only. They are not guaranteed and maybe subject to revision, as per prevailing market conditions. Currency conversion involves risk.
Save your money for a set period of time and get a higher interest rate than in an easy access savings account.
Start saving with just HKD10,000.
Already have a time deposit account OR HSBC Premier or HSBC One customers
Log on to HSBC HK App or
HSBC Online Banking
to make a placement.
If you are not holding an HSBC Premier or HSBC One account and you do not have an active time deposit account with us
On the HSBC HK App, under ‘Explore products and services’, you will find the option
‘Account opening/ upgrade’
, which allows you to submit an application to open or upgrade to an HSBC Premier or HSBC One account with us (subject to individual customer eligibility).
You can then place a time deposit through our digital banking at the next business day upon successfully opening an account.
If you are new to HSBC
Download the
HSBC HK App
to open an HSBC account with us
For further enquiries, please
contact us
.
Put your renminbi in a safe place for a fixed time, earning higher interest than in an easy access account.
Start saving with just RMB10,000.
Already have a time deposit account OR HSBC Premier or HSBC One customers
Log on to HSBC HK App or
HSBC Online Banking
to make a placement.
If you are not holding an HSBC Premier or HSBC One account and you do not have an active time deposit account with us
On the HSBC HK App, under ‘Explore products and services’, you will find the option
‘Account opening/ upgrade’
, which allows you to submit an application to open or upgrade to an HSBC Premier or HSBC One account with us (subject to individual customer eligibility).
You can then place a time deposit through our digital banking at the next business day upon successfully opening an account.
If you are new to HSBC
Download the
HSBC HK App
to open an HSBC account with us
For further enquiries, please
contact us
.
A choice of 10 major currencies
2
, and a higher interest rate than equivalent savings accounts for saving for a fixed period.
Open your Foreign Currency Time Deposit account with a minimum deposit amount as low as 2,000 units in foreign currency, except Japanese Yen and Thai Baht (100,000 units each), and Swiss Franc and Singapore Dollar (10,000 units each).
Already have a time deposit account OR HSBC Premier or HSBC One customers
Log on to HSBC HK App or
HSBC Online Banking
to make a placement.
If you are not holding an HSBC Premier or HSBC One account and you do not have an active time deposit account with us
On the HSBC HK App, under ‘Explore products and services’, you will find the option
‘Account opening/ upgrade’
, which allows you to submit an application to open or upgrade to an HSBC Premier or HSBC One account with us (subject to individual customer eligibility).
You can then place a time deposit through our digital banking at the next business day upon successfully opening an account.
If you are new to HSBC
Download the
HSBC HK App
to open an HSBC account with us
For further enquiries, please
contact us
.
All-in-one integrated account for deposits, credit cards, investment, insurance etc. You’ll have access to a comprehensive range of services, including foreign currency deposits and Renminbi services. A single, easy-to-read monthly statement helps you grasp your complete financial situation at a glance.
Notes:
1
Renminbi Time Deposit account must be opened with a Renminbi Savings Account under the same name and account number. All Renminbi Time Deposit or withdrawal transactions must be made through the corresponding Renminbi Savings Account
2
10 major currencies include Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Singapore Dollar, Swiss Franc, Thai Baht and US Dollar.
Risk Disclosure
Currency conversion risk - the value of your foreign currency and renminbi deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your renminbi deposit to other currencies at an exchange rate that is less favorable than the exchange rate in which you made your original conversion to renminbi, you may suffer loss in principal.
Investment involves risks. Past performance of investment products are no guide to future performance. For details of the investment products and the investment-linked insurance plan, their related fees and charges and risk factors, please refer to the individual product materials/ offering documents.
This website is designed for use in Hong Kong.
Cross-border disclosure
