High Interest Savings Account | Wealth One Bank of Canada

We are currently experiencing technical issues with our service provider, which has temporarily affected your ability to access monthly bank statements, mortgage statements, or tax slips online. All other online and mobile banking features are unaffected.

We apologize for the inconvenience and are working diligently with our service provider to resolve the issue. We appreciate your patience and will continue to update you as we work to resume normal operations.

If you have any questions, please contact our client service representatives from 9 am to 5 pm EST by calling 1-866-392-1088 or send an email to [email protected]

The 2025 TFSA contribution limit is $7,000, same as 2024.
The 2025 RRSP contribution limit is 18% of previous year's earned income up to $32,490 (whichever is lower).

The annual contribution limit can change from year to year. You can make contributions anytime during the year, periodically or as a lump sum. Please always check your room to make sure you don't overcontribute.

Learn more about TFSA and RRSP .

WealthONE ranked #3 in Forbes' Best Online Banks in Canada!

42 Canadian Banks and Credit Unions were researched according to Customer Experience, Fees, Accessibility, Digital Experience, Rates etc., and we are very proud to be recognized among the top 3 Online Banks in Canada.

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No monthly fees or minimum balance required

Free unlimited transfers to/from your WealthONE accounts to your linked account

Eligible for Canada Deposit Insurance Corporation (CDIC) Insurance**

Added Security of 2-step Verification plus Strong Password

Can be opened non-registered or for your WealthONE RRSP and TFSA

Open an account Book an appointment View all service fees***

Invest

Grow your money with a GIC

Protect and grow your money with a Guaranteed Investment Certificate (GIC) and some of the highest interest rates in Canada.

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* Rates are per annum and are subject to change without notice. Interest is calculated on the daily closing balance in a Savings account and paid monthly. See Account Terms and Conditions .

** CDIC limits apply. Canada Deposit Insurance Corporation (CDIC) is a federal Crown corporation that protects your deposits for up to $100,000 per insured category at financial institutions that are CDIC members. Coverage is free and automatic – you don’t have to sign up.

*** Fees are subject to change without notice.

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WealthONE is a registered trade name of Wealth One Bank of Canada in all provinces except Quebec.